If you want to control your money, you need to control your money. This should be obvious, but it is ignored by personal finance experts who want to make everything about money personal rather than factual.
Money doesn’t care about your psychological state or disposition when you’re making decisions. Money is controlled only by what you do, and do not do. Becoming rich is all about actions rather than feelings.
Of course you have to play with the hand that you’re dealt by life, but again, what matters for making you wealthy is how you play, not how you feel about it.
The important thing about emotions though, is that ultimately no one cares about money, we just want to be happy. The problem with focusing on happiness rather than money though is that happiness cannot be achieved directly. You can’t buy happiness by just spending. If you want to buy happiness, it can only be done indirectly by making your money work for you. Happiness follows making the smart choices that will make (and keep!) you rich.
If you want to be happy with your money the key is to make money decisions that will stick regardless of how you feel in the moment. Make your money keep making you more money even when you feel like blowing it all in order to be happy in this moment. You can spend years working on improving yourself in order to be the sort of person who makes wise financial decisions, or you can set up your money so that you get rich. You can reach retirement finally able to spend well with no money to your name, or you can focus directly on money and let the self-improvement follow.
So, want to stop worrying about money? Make this the last philosophical money post you ever read. Start spending your time on practical steps to get your finances in shape and then enjoy the results.